Personal Checking
Account Type | Minimum Opening Balance | Minimum Daily Balance to Avoid Service Charge | Monthly Service Charge | Requirements | Benefits |
---|---|---|---|---|---|
Valley Checking* | $50.00 | $0 | $0 | None | Debit card |
Green Valley Checking* | $50.00 | $0 | $0 | e-Statements | Debit card |
Golden Valley Checking* | $50.00 | $0 | $0 | 55 and older | Debit card, $10 off safe deposit box. |
Health Savings Account* | $100 | Maintain a $200.00 minimum daily balance to avoid a monthly service charge of $2.00. | $2 paper statement fee per statement cycle | Contact a Customer Service Representative for details. | Debit card |
Interest-On Checking* | $50.00 | Maintain either a minimum daily balance of $750 or a minimum average daily balance of $2000 for a monthly statement cycle. | $5 per statement cycle and .20 per debit | None | Debit card, interest bearing, $10 off safe deposit box |
Money Market Checking* | $2,500.00 | $2,500.00 | $7.50 per statement cycle and .20 per debit | None | Debit card, Higher rate of Interest- dependent on applicable tier |
Platinum Checking* | $10,000.00 | $10,000.00 | $8.00 per statement cycle | None | Debit card, Free safe deposit box, Interest rate bump on CD’s |
*Bank rules and regulations apply
*Accounts that are dormant for 12 months are charged a $5 fee per month until reactivated
Please call 406-752-7123 to get current rate information.
Visa Debit Cards
Valley Bank Debit Card works like a check, only better. It’s faster, more convenient and accepted where checks are not. Use your debit card at any retail store where Visa is accepted. A Valley Bank Debit Card is the quick and easy way to write a check, without carrying a checkbook.
**IMPORTANT** As of Monday, November 7,2022 Valley Bank of Kalispell will be implementing a $10.00 lost debit card fee.
Check Reorder
If you are unable to place an order with our new check printer, Bank-A-Count, due to one of the following reasons, please call us at 406-752-7123:
- New check order
- Name or Address Change
- Do not know Starting Number
- Have not Ordered thru Bank-A-Count before
If you should have any questions on how we have your account set up, or if you ever wish to make any changes, please contact us.
Funds Availability Policy
Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. The funds will generally be available by the second business day after the deposit.