Personal Checking

Account Type Minimum Opening Balance Minimum Daily Balance to Avoid Service Charge Monthly Service Charge Requirements Benefits
Valley Checking* $50.00 $0 $0 None Free debit card
Green Valley Checking* $50.00 $0 $0 e-Statements Free debit card and Free Eco-Tote. Checks printed on recycled paper.
Golden Valley Checking* $50.00 $0 $0 55 and older Free debit card, $10 off safe deposit box.
Health Savings Account* $100 Maintain a $200.00 minimum daily balance to avoid a monthly service charge of $2.00. $2 paper statement fee per statement cycle Contact a Customer Service Representative for details. Free debit card
Interest-On Checking* $50.00 Maintain either a minimum daily balance of $750 or a minimum average daily balance of $2000 for a monthly statement cycle. $5 per statement cycle and .20 per debit None Free debit card, interest bearing, $10 off safe deposit box
Money Market Checking* $2,500.00 $2,500.00 $7.50 per statement cycle and .20 per debit None Free debit card, Higher rate of Interest- dependent on applicable tier
Platinum Checking* $10,000.00 $10,000.00 $8.00 per statement cycle None Free debit card, Free safe deposit box, Free Checks, Interest rate bump on CD’s

*Bank rules and regulations apply
*Accounts that are dormant for 12 months are charged a $5 fee per month until reactivated
Please call 406-752-7123 to get current rate information.

Visa Debit Cards

Valley Bank Debit Card works like a check, only better. It’s faster, more convenient and accepted where checks are not. Use your debit card at any retail store where Visa is accepted. A Valley Bank Debit Card is the quick and easy way to write a check, without carrying a checkbook.

Funds Availability Policy

Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. The funds will generally be available by the second business day after the deposit.