To receive an electronic copy of the disclosures, notices, terms and conditions, other documents, and changes you must have the following equipment and software:

A personal computer or other device which is capable of accessing the Internet.  Your access to this page verifies that your system/device meets these requirements.

An Internet web browser which is capable of supporting 128-bit SSL encrypted communications. Your access to this page verifies that your browser and encryption software/device meet these requirements.

You must have software which permits you to receive and access Portable Document Format or “PDF” files, such as Adobe Acrobat Reader® version 8.0 and above  (available for downloading at http://www.adobe.com/products/acrobat/readstep2.html).  Your access to this page verifies that your system/device has the necessary software to permit you to receive and access PDF files.

System Requirements To Retain Information

To retain a copy of the disclosures, notices, terms and conditions, other documents, your device must have the ability to download and store PDF files.