Personal
Checking

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Checking Options

Find What Works Best For You.

Our Offerings

Account
Type
Minimum
Opening
Deposit
Minimum Daily
Balance to Avoid
Service Charge
Monthly
Service Charge
Account
Requirements
Account Benefits
Valley Checking*
$50.00
$0.00
$0.00
None
Debit card
Green Valley Checking*
$50.00
$0.00
$0.00
e-Statements
Debit card
Golden Valley Checking*
$50.00
$0.00
$0.00
55+
Debit card, $10 off safe deposit box
Health Savings Account*
$100.00
$200

Maintain a $200.00 minimum daily balance to avoid a monthly service charge of $2.00

$2

paper statement fee per statement cycle

Contact a Customer Service Representative for details.
Debit card
Money Market Checking*
$2,500
$2,500
$7.50

per statement cycle and .20 per debit

None
Debit card, Higher rate of Interest–dependent on applicable tier
*Bank rules and regulations apply
*Accounts that are dormant for 12 months are charged a $5 fee per month until reactivated
Please call (406)752-7123 to get current rate information.

Visa Debit Cards

Valley Bank Debit Card works like a check, only better. It’s faster, more convenient and accepted where checks are not. Use your debit card at any retail store where Visa is accepted. A Valley Bank Debit Card is the quick and easy way to write a check, without carrying a checkbook.

**IMPORTANT** As of Monday, November 7, 2022 Valley Bank of Kalispell will be implementing a $10.00 lost debit card fee.

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Check Reorder

Please call 406-752-7123 to re-order checks or leave a message through online banking.
If you should have any questions on how we have your account set up, or if you ever wish to make any changes, please contact us.

Funds Availability Policy

Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. The funds will generally be available by the second business day after the deposit.

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