A.J. “Jack” King
Executive Vice President

“Banking is a service oriented industry founded on honesty and good judgment bearing the charge of responsibility for custodial and capital owned by others.”

Born and raised in Kalispell and the son of a five term Flathead County District Judge, Mr. King later graduated from the U of M School of Business where he was also a letterman on the Grizzly football team. Mr. King’s colorful job history includes lookout fire-spotting, smoke-jumping and even working on the construction of Hungry Horse Dam. Finally, he entered into banking, and by the time he and J.L Hensley laid the groundwork for Valley Bank, Mr. King had already worked in nearly all capacities of the banking industry at several different banks in several different Montana cities.

Mr. King has received recognition by being appointed by two governors to the 1st & 2nd State Banking Boards, elected as President of Montana Independent Bankers Association and has been appointed by both Federal Reserve Chairman Paul Volker and later again by Chairman Alan Greenspan to the US Consumer Advisory Council. He was even one of 26 agricultural economy experts called for a consultation with President Ronald Reagan. The highlight of his career was being elected as President of Independent Bankers Association of America (now referred to as Independent Community Bankers Association).

Community service has been very important to Mr. King. He has actively served in the Chamber of Commerce, on the Advisory Council for the U of M School of Business, on the Board of Directors for the U of M Foundation and as the chairman of the foundation Committee of Kalispell Regional Medical Center.

Mr. King has been married to his lovely wife Almeda for 54 years. They have 3 children, 8 grandchildren, and 2 great grandchildren.


Jack Hensley
Executive Vice President





Gary Madison, Senior Vice President (NMLS# 487327)
Senior Real Estate Lender and Head of Lending

“Banking historically was considered among the more honorable and honest professions and the people in banking were held to a higher standard of conduct. Unfortunately, that public perception is changing as banking moves toward a sales culture and away from its roots. I am proud that Valley Bank has stayed true to its heritage as a community bank.”

After finishing his degree in business at the University of Montana, Gary began a career in banking that has since blossomed into 37 years of banking experience. Valley Bank’s top real estate lender devotes an admirable effort to the United Way campaign.

Gary is an avid golfer (“not good, just avid”), an informed Griz fan, and a party-animal on bowling night. He and his wife Wendy have two children, Michael and Cassidy.


Kathy Bauska, Vice President
Head of  Operations

By the time Kathy was 21, she had worked at 3 different banks and determined that she would look for a career down a different avenue. After rescinding her employment at First Security Bank in Kalispell in the fall of 1977, A.J. King called and asked Kathy if she would come fill in as Valley Bank’s operations supervisor while the bank looked for a permanent employee for that position. 30 years later and King is still looking for an operations supervisor at Valley Bank.

Kathy has become well known in the banking community and oversees just about every facet of the banks operations. She is a former Big Sister, Soroptomist, and Chamber of Commerce Ambassador.

Mrs. Bauska, a former Libby Logger, married her husband Greg in July of 1984.


Dan Hensley, Vice President
Consumer and Real Estate Lender

“I am happy to be able to provide customers with competitive and honest financial service.”

With over twenty years of banking experience under his belt, Dan has established himself as a knowledgeable lender in the Flathead Valley. His work emphasizes a straightforward style of lending that targets the optimal financial situation for his customers.

Dan is a graduate of Flathead High School and The University of Montana. He is an athlete, outdoorsman and an all around fan of the game of football whether it’s volunteer coaching or catching a Griz game.

Dan and his wife Sonya have a daughter, Chloe and a son, Christian.


Mark Hensley, VP & Chairman of the Board
Commercial/Consumer Lender

Mark started his tenure with Valley Bank of Kalispell in 1983.  In the 25 years he has held several positions and is now the leading loan officer.  Mark believes in service.  "Customer service and sound management is our focus at Valley Bank.  I'm proud to be a part of this team."

Mark graduated from the University of Montana earning a BA in Business Administration.  His college days were highlighted during a study abroad program, "Semester At Sea", with the University of Pittsburgh providing a world tour education.

Mark has volunteered his time in many community programs: Chairman and Treasurer for Ducks Unlimited, Ambassador of the Kalispell Chamber of Commerce, and a MOA basketball official.

An avid outdoorsman and family man, Mark now focuses his energies in raising five beautiful children.  He presently volunteers his time as a Little League Baseball coach.  His love of Montana has stretched to the hearts of his kids through hunting, fishing, trap shooting, skiing, snowmobiling and riding horses.

Mark and his wife, Michelle, have been blessed with five wonderful children: Logan, Ryan, Jackson, Emily and Jesse.  Life is full and very fun!


Ron Rosenberg,  President
Commercial Lender

Ron’s banking philosophy is “To provide consistent and quality service to our customer base and give personally to the community that has provided quality enrichment to my family's lives.”

After graduating from Whitefish High School, Ron began an illustrious football career at the University of Montana that was highlighted by being named the MVP of the Big Sky Conference and later drafted by the Cincinnati Bengals.

Mr. Rosenberg, Valley Bank’s current president, has served as a vice president at both Glacier Bank (12 yrs) and First Interstate Bank (8yrs) here in the Flathead Valley.

Ron has served as Whitefish Rotary President, the Prime Minister of “The Whitefish Winter Carnival” and has a rich history with the United Way and the Whitefish Chamber of Commerce.

Ron and his wife Karen have two children; Kirsten and Joel and have also recently accepted the title of “Grandparents”.


Juli Kouby, Assistant Vice President

Juli began her banking career when she was still in high school in her hometown of Denair, California. She has been with Valley Bank since 1988. In a nutshell, Juli has done it all… literally. From working on the teller line to collecting on delinquent auto loans, Juli has experience doing nearly every operation that Valley Bank administers.

Juli is a graduate of Leadership Flathead and stands behind a rooted philosophy that every customer should be treated without discretion of his or her monetary situation.

Ms. Kouby has a daughter, Hailey Grace.


Barb Kimbell, Assistant Vice President (NMLS# 486209)
Real Estate Loan Officer

Barb attended FVCC after graduating from Flathead High School in 1978. She is also a graduate of Leadership Flathead.

After spending most of her early career in loan processing, Mrs. Kimbell is now a Real Estate Lending officer and a Valley Bank Vice President. Barb has the advantage of having worked loans from all angles and boasts an impressive loan portfolio.

You can often find Barb and her husband Rick at the car races with their two children: Stacia; and Brian.


Joel Rosenberg, Assistant Vice President
Consumer/Commercial Loan Officer and Head of Marketing

"After spending a year with a metropolitan bank that operates as a major corporation, I realize the importance of keeping things locally owned and operated. It is such a breath of fresh air to work for a smaller bank that channels money back into the community and is focused on service rather than sales".

After graduating from Whitefish High School, Joel attended the University of Montana on a football scholarship from 1999 to 2002 and had the honor of playing on a National Championship team. He graduated with a degree in Business Finance as a 4th generation Grizzly.

Joel lived in Vancouver, Washington for two years while he worked for a major national bank. He returned home to Valley Bank of Kalispell in 2005 to continue his banking career and enjoy the benefits of the Flathead Valley with his wife Shannon.

Joel is Vice President of the Flathead Area Young Professionals, Board member of the Kalispell Downtown Association and coaches  defensive backs for the Flathead Braves. He enjoys working with his father, Ron, and his grandfather, Jack King.